Understanding ESCO Hearing Aid Insurance

UPDATED June 1, 2023

If you’re considering purchasing hearing aids, it’s important to understand how ESCO insurance works.

written by

Mark Ross

If you wear a hearing aid, you know how important it is to have reliable insurance coverage. Hearing aids are crucial to your daily life, but they can be expensive to repair or replace if they are lost or damaged. That’s where ESCO comes in. In this article, we’ll explore the ins and outs of ESCO hearing aid insurance, including what it is, its history, the types of plans available, the benefits of coverage, and how to choose the right plan for you.

What is ESCO and Its Role in Hearing Aid Insurance?

ESCO stands for Ear Service Corporation, and it is a company that specializes in hearing aid insurance. They offer plans that cover the cost of repairing or replacing your hearing aids in the event that they are damaged, lost, or stolen. Hearing aids are an essential tool for individuals with hearing loss, and they can be quite expensive. ESCO’s insurance plans provide peace of mind and financial security for those who rely on hearing aids to communicate and navigate the world around them.

The History of ESCO

ESCO was founded in 1975 by hearing aid professionals who were frustrated with the lack of insurance options for hearing aids. They saw a need for affordable, comprehensive insurance coverage for these devices, and ESCO was born. Since then, ESCO has grown to become one of the leading providers of hearing aid insurance in the United States.

Over the years, ESCO has continued to innovate and improve their services. They have developed new insurance plans that offer even more coverage and protection for hearing aid users. They have also expanded their network of hearing healthcare professionals, making it easier for individuals to find the care and support they need.

Services Offered by ESCO

ESCO offers a variety of services related to hearing aid insurance. In addition to their insurance plans, they also offer support and resources for hearing aid users. For example, they provide advice on how to care for your hearing aids, including tips on cleaning and maintenance. They also offer troubleshooting tips if you’re having difficulty with your device, helping you to get the most out of your hearing aids.

ESCO’s network of hearing healthcare professionals is another valuable resource for individuals with hearing loss. These professionals can provide a range of services, including hearing tests, fittings, and adjustments. They can also offer advice on the latest hearing aid technology and help you find the right device for your needs.

Overall, ESCO plays a critical role in the world of hearing aid insurance. Their commitment to providing affordable, comprehensive coverage and support for hearing aid users has made them a trusted name in the industry. Thanks to ESCO, individuals with hearing loss can enjoy greater peace of mind and access to the care and resources they need to thrive.

Types of ESCO Hearing Aid Insurance Plans

ESCO offers several different types of insurance plans to meet the needs of different hearing aid users. These plans typically cover the cost of repairing or replacing your hearing aids in the event of loss, damage, or theft.

As a hearing aid user, you know how important it is to have a reliable and functional device that helps you hear the world around you. However, accidents can happen, and even the most careful individuals can experience loss or damage to their hearing aids. That’s where ESCO’s insurance plans come in, providing peace of mind and financial protection in case of unexpected events.

Loss and Damage Coverage

This type of coverage protects against accidental loss or damage to your hearing aids. If your device is lost or damaged beyond repair, ESCO will cover the cost of a replacement.

Loss and damage coverage can be especially important for individuals who lead active lifestyles or work in environments that may put their hearing aids at risk. Whether you accidentally drop your device, lose it during outdoor activities, or experience damage due to exposure to moisture, ESCO’s loss and damage coverage can help you get back to hearing your best.

Repair Coverage

This type of coverage covers the cost of repairing your hearing aids if they are damaged, but not lost. This can include repairs due to normal wear and tear, as well as repairs needed as a result of accidental damage.

Repair coverage can be a valuable addition to your insurance plan, as hearing aids can be expensive to repair without coverage. With ESCO’s repair coverage, you can rest assured that your device will be repaired quickly and efficiently, without having to worry about the cost.

Extended Warranty Plans

ESCO also offers extended warranty plans that go beyond the original warranty offered by the hearing aid manufacturer. These plans can provide coverage for up to three years, and can include things like repairs, replacements, and loss or damage coverage.

Extended warranty plans can be a smart investment for individuals who want to ensure that their hearing aids are protected for the long haul. With ESCO’s extended warranty plans, you can enjoy peace of mind knowing that your device is covered for a longer period of time, and that you won’t have to worry about unexpected repair or replacement costs.

Whether you’re a new hearing aid user or have been using hearing aids for years, ESCO’s insurance plans can provide the protection and peace of mind you need to confidently live your life to the fullest.

Benefits of ESCO Hearing Aid Insurance

There are many benefits to having insurance coverage for your hearing aids through ESCO. Here are just a few:

Peace of Mind for Hearing Aid Users

Knowing that your hearing aids are protected by insurance can give you peace of mind, and make it easier to go about your day-to-day life. With the knowledge that you have coverage for any unexpected repairs or replacements, you can focus on enjoying your life and hearing all the sounds around you.

For many people with hearing loss, their hearing aids are an essential part of their daily routine. They rely on their hearing aids to communicate with loved ones, participate in social activities, and perform their jobs. Having the peace of mind that comes with knowing their hearing aids are protected can make a huge difference in their quality of life.

Financial Protection Against Unexpected Costs

Hearing aids can be expensive to repair or replace, but with insurance coverage, you won’t have to bear the full cost of these expenses. This can be especially important for those on a fixed income or with limited resources.

ESCO’s hearing aid insurance plans offer comprehensive coverage for a wide range of repairs and replacements, including accidental damage, loss, and theft. This means that you can have peace of mind knowing that you won’t be hit with unexpected costs if something happens to your hearing aids.

Access to Professional Support and Services

ESCO has a network of hearing healthcare professionals who can provide support and services, like hearing tests and fittings, to help you get the most out of your hearing aids. This network includes audiologists, hearing instrument specialists, and other professionals who are dedicated to helping people with hearing loss.

When you enroll in an ESCO hearing aid insurance plan, you’ll have access to this network of professionals. They can help you with everything from routine maintenance and adjustments to more complex repairs and replacements. This can be especially important if you’re new to wearing hearing aids and need help adjusting to them.

In addition to professional support, ESCO also offers a range of educational resources to help you learn more about hearing loss and how to manage it. These resources include articles, videos, and other materials that can help you stay informed and make the most of your hearing aids.


Overall, there are many benefits to having insurance coverage for your hearing aids through ESCO. From the peace of mind that comes with knowing your hearing aids are protected to the access to professional support and services, ESCO’s hearing aid insurance plans can make a big difference in your quality of life. So if you’re looking for comprehensive coverage for your hearing aids, consider enrolling in an ESCO plan today.

How to Choose the Right ESCO Insurance Plan for You

Choosing the right insurance plan for your hearing aids can be a challenge. Here are some tips to help you make the right choice:

Assessing Your Hearing Aid Needs

Consider your hearing aid usage patterns and your lifestyle. Do you frequently participate in activities that could put your hearing aids at risk of being lost or damaged? If so, a loss and damage coverage plan may be a good choice. This type of plan can provide coverage for accidental loss or damage to your hearing aids, which can be a lifesaver if you lead an active lifestyle. On the other hand, if you have a more sedentary lifestyle, repair coverage may be a better option. This type of plan can provide coverage for repairs due to normal wear and tear, which can help you keep your hearing aids in good working condition.

Comparing ESCO Insurance Plans

When comparing different insurance plans offered by ESCO, it’s important to look beyond the price and consider the specific benefits and coverage offered by each plan. Some plans may offer more comprehensive coverage for certain types of damage or loss, while others may have lower deductibles or better customer service. By doing your research and comparing different plans, you can find the one that best fits your needs and budget.

Understanding the Fine Print and Exclusions

Before choosing an ESCO insurance plan, it’s important to carefully read and understand all the terms and conditions of the plan. This includes any exclusions or limitations on coverage, such as restrictions on coverage for pre-existing conditions or certain types of damage. By understanding the fine print, you can avoid unexpected surprises if you need to make a claim and ensure that you are getting the coverage you need.

In conclusion, ESCO hearing aid insurance can provide valuable protection and peace of mind for anyone who uses hearing aids. By choosing the right plan for your needs and understanding the details of your coverage, you can ensure that your hearing aids are always in good hands. Whether you lead an active lifestyle or have a more sedentary routine, there is an ESCO insurance plan that can provide the coverage you need to keep your hearing aids in top condition.

Experts behind this article

written by

Mark Ross

Dr. Mark Ross is a Principal Investigator of the RERC on Hearing Enhancement, Professor Emeritus of Audiology, University of Connecticut and has served as Vice President of the SHHH Board of Trustees.

Learn more about our experts

Table of Contents



Recommended reading

An inner ear with a focus on the ossicles and the stapes

What Is Otosclerosis and How Is It Treated?

An ear with sound waves radiating from it

Understanding Sudden Deafness and Its Causes

A telephone with a variety of communication devices connected to it

Understanding Telecommunications Relay Services and Their Benefits

This article provides a comprehensive guide to understanding telecommunications relay services and how they can benefit individuals with hearing or speech disabilities.